As Insurance Brokers Since 1985, We Teach You How To Get The Best Value For Your Money.

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We Are All About Building Your Family Nest-Egg.

 Our services include: Financial Planning, Executive Benefits,

Investment Management, Estate Planning, and Retirement Planning

 at no cost to you when you use our services.


You don’t have to be a Millionaire to use our services. In fact we can even help people who are behind on their mortgage by learning the correct way to invest your hard-earned Money to get ahead.

We are just a phone call away to help you develop the lifestyle you always wanted.


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What's Wrong With A 401-k?
The majority of people have purchased this type of plan and don't realize until they start taking the money out what the big mistake is.
Listen To What They Say And Beware.

This Product Is Just The Tip of The Iceberg That Causes Many To Have Money Issues Into Their Mid 70’s!

What’s Wrong With A 401k ?

Click Below for An SSI Study

If you're in your 20s, 30s or even 40's you may question the necessity of preparing for retirement now. A recent study shows Americans are living longer than ever. At this time the Average Person will earn over $2,000,000 and end up with less than $60,000 for Retirement!

 Since 1985 our mission has been to provide consumers with the best way to replace current insurance products you now pay for and use the savings to help build a Retirement Plan that provides a Income 4 Life.  Check out the video below about Qualified Plans and how they hurt you financially at retirement.

Example: You have accumulated $400,000 and decide you need $25,000 yearly to cover expenses. Your check arrives and it’s $4,000 short, that’s your tax bill. But you still need and additional $4,000, so you have to take out an additional $6,000 to get what you wanted and cover the additional tax.

Here is where it gets worse your money is in the market and it just went down 30%. Do you see where this is going? That’s why many are living on SSI by their early 70’s. Don’t let this happen to you. Contact us at 443-506-6755 or fill out contact form below.


Take Our Quiz And Be Educated

Where do you think the former chairman of the Federal Reserve, Ben Bernanke, safeguards his retirement money? Pick One

Below You Will See Some Additional Problems With Your Money In A 401k.

Remember it’s not just how much you have acquired it’s how much you will receive after taxation and for how long?

What’s So Good About Annuities?
Got Questions? 443-506-6755

Got Questions?

Want Us To Help You Set Up A Plan To Turn Your Taxable Savings To Non-Taxable For A Lifetime Income,

Or Help With Your Current Plan?

Let Us Do A Free Review Of Your Current Retirement Planning.



When They Purchase From Us.

The Lober Group

Corporate Headquarters 3132 Liberty Pkwy Baltimore, Md 21222

Offering The Kai-Zen System To High Dollar Business Owners


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