The Lober Group Wants You To Know

How Can You Know What You Don’t Know, Unless Someone Will Teach You?

That’s Our Job.

There Is Only One Medicare And All They Do Is Pay 80% Of Your Medical Bills.

My name is Jerry Lober, click on my photo to see my qualifications.

Since 1985 I have been a Insurance Broker who looks for the best value in insurance products. In 2013 I turned 65 and enrolled in Medicare, thankfully all my years in the business I know which plans have the best value.

Just 5 years later I had a triple by-pass with a 6-day hospital stay at a cost of $60,000. My out-of-pocket cost was just $1,200. That may seem like a lot, but it is way less than 1 year’s supplement plan. I am looking forward to being of service. 443-904-4945

Click Here For Complimentary Medicare & You Handbook For 2022

Just remember the handbook does not contain information about plans in your area, that information is listed below.

A Few Things You Should Know When Choosing A Plan.

If you are planning to work after age 65 it can be cheaper to have a Medicare Plan instead of Company Plan.

If you don’t have a lot of income you may be able to get a low-income subsidy.

All plans do the same things but for a lower or higher cost.

We offer a no cost unbiased review of all plans. You don’t have to pay top dollar for quality Health Care.

Original Medicare Gives You Part A (hospital) Free and Part B (Doctor) For A Fee.

You are required to enroll in a stand-alone Part D Prescription Drug Plan.

If you purchase the stand-alone Part D drug plan, Premiums can cost up to $97 monthly plus deductible up to $445. For all current Part D prices.

Click Here To See Costs.

If you don’t pick a Drug Plan there are Penalties

Click Here

What’s The Difference Between The Plans?

Medicare Supplement Plans Only Cover The 20% Medicare Doesn’t.

 

Every Company Offering Medicare Supplement Products, Cover The Same Things At Different Coverage Levels & Prices.

 The national average for supplement plan costs, increase 4 to 6% annually.

Click Here To See All 44 Company Plan Prices.

Medicare Advantage Plans

The Newer Medicare Advantage Plans Have Other Benefits Not Provided Through Original Medicare With A Supplement.

Such as Drug Plan, Dental, Low Premiums and much more.

To See All Advantage Plans In Our Area Click Here

Attention Veterans! New plan available If you use the V. A. for your medical services, there is a $0 monthly premium, and they will add $40 back to your Social Security Account.

Click Here

To Speak With A Licensed Agent For Additional Information Click Here

Medical Savings Accounts M.S.A.

“The Most Overlooked Medicare Plan”

“Popular With Snow Birds & Veterans”

The one nice thing about MSA’s is many doctors will accept the plans premium. Secondly the premium you pay, goes into your own account, earning interest, not the Insurance Company’s pocket.

Click Here For Details

Remember there is no cost to you for our services if you allow us to submit your request for coverage.

Click Here For Consultation

 

Monday Through Friday 9 am to 6 pm 443-904-4945