Some people have a misconception about Annuities. They generally earn 3x’s more than a Bank C. D. and offer up to a no penalty 10% withdraw each year. You can expect major financial benefits with Fixed or Indexed Annuities, which are smart alternatives to banks, because they offer a safe place for your hard earned money to grow at a much higher rate.
Indexed annuities are fixed annuities that provide an opportunity to earn more interest than traditional fixed annuities by basing interest earned on an increase in an equity or bond index.
Some annuities also avoid probate, meaning funds in an annuity are passed directly to named beneficiaries to avoid the expense, delay and publicity of probate. Unlike a bank C. D., one of the great benefits of annuities besides a safe higher rate of return, is tax deferred growth that lets you accumulate money faster.
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